Did you follow the tutorial I posted? If so, the English-translated part may not have the right terminology. I followed the instructions on the linked website: https://www.404media.co/paypal-personalized-shopping-opt-out/. I suppose, this is appliccable worldwide.
From what that article says, this fee is only charged to a PayPal balance. I have no clue who's keeping a balance in a PayPal account, but it's not like they're going to charge someone's payment methods.
Not defending them, I just find it surprising that they have any customers this could even apply to.
I left like a decade ago when they asked me in a chat to verify my identity by answering a question asking what my first car purchase was. I've never given then my SSN or that kind of financial details, so the fact they had these questions and details about me terrified me at the time and I immediately requested to delete and close everything with them. Haven't used PayPal again since then.
What you experienced is a verification service provided by credit reporting agencies and has nothing to do with PayPal. I wouldn’t be concerned that PayPal has this information, because they don’t. There are probably better reasons to be concerned and to not use PayPal.
I deleted my account when I heard they were going to roll this out... If I'm using a service you ask me if you can sell me out, you dont give me the option after doing it
Not the same person, but I do a credit card. It's a lot easier to figure out a dispute with my card holder over PayPal. Plus I can cancel my credit card instantly instead of risking my personal information getting leaked as PayPal has done before. And if my PayPal got hacked they'd have access to more than just my credit card number.
Appreciate the news, I don't follow the million apps I'm forced to use closely so this is a great help to me. I guess I gotta use my venmo on patreon now.
Not seeing anything about this in the settings for PayPal.ca account. Guess I'll keep checking to see if they sneak it in at a later date for us Canucks.
I went looking and didn't see anything in my account either. Now does that mean they aren't doing it in Canada? Or are they not giving us a choice to opt out?
Which is why there should be legal mechanisms to place legal responsibility for decisions like this personally on those in leadership positions when they're being made, even if those people no longer hold those positions.
You bet your ass the chucklefucks who came up with this little stunt would've thought twice about it if they knew that there was a decent chance they'd go to prison for it.
Also gotta make this shit sting the shareholders too: make the company pay the victims not only the estimated value of their data but also a portion of all profits made while a policy like this is in effect. Since there's no easy way to tell how much money was made off their data, unless the company has the numbers, let's say half.
Suddenly the quarterly report's got a nice repayment shaped dent in its side and all the sudden the shareholders care about following the law and respecting the rights of customers.
I got locked out my seldom-used PayPal account a few years ago. They decided to arbitrarily remove Google Voice as an SMS 2FA option (I want to say TOTP wasn’t supported when I signed up). I went to find out who to contact about authentication issues, but support, chicken-&-egg-style, requires authentication—even for auth issues—with no support@ email. I used the worst-case-scenario support option of Twitter but that support team banned me for messaging them about auth. Since I couldn’t get back into my account + the sheer incompetence of the support system, I never used & refused to use PayPal ever since. I am happy that my country prefers cash transactions & I can’t believe in the past I used a major bank credit card + major corp digital payment option for almost all purchases. Long live cash (& Monero/Zcash).
Without reading, my guess is something convoluted like sending physical mail under a certain weight or sending an email within a certain date that has already passed. Imma go read it really quick and let you know how accurate I was.
Edit: Apparently you can just do it in the settings. But they will still do it "as necessary for transactions." Which means they'll probably still do it and just stretch what "necessary" means as far as they take it. Which is equally as shitty.