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I'm stuck between such a rock and a hard place financially.

I don't have a driver's license, credit card, bank account or actual phone number so I can't use services like paypal or a bank account. So in turn I can't get donations from people. Someone donated me $50 which is now stuck in limbo because paypal won't work on door dash without a credit card or bank account. I tried asking my dad for his c.c. or bank account and that I would forward him the money but he blew up on me calling me a piece of shit and threatening to kick me out of the house, again.

So I'm back at square zero, again. Literally cannot do anything because of capitalism and it's fucking ponzi scheme of checks to kill the poor.

But god forbid Elon doesn't get his million dollars a day from the government and they sweat me over $50.

28 comments
  • My (adult) stepdaughter's (adult) boyfriend had no ID card, no social security card, could not remember his social security number, no birth certificate, no bank account, no debit card, no phone number.

    These were seemingly insurmountable problems for him, but readily resolvable by anyone with experience dealing with these various agencies and entities. Three days after learning of his problems, we had obtained a copy of his high school transcripts, which can be used for identification in certain contexts. We had recovered his SSN and ordered a replacement card. We had opened a bank account. We had ordered his birth certificate. When we received his bank account documentation, and the rest of his documents in the mail the following week, we took it all to the DMV and got a state-issued ID card. Two weeks later, he was employed and receiving regular paychecks.

    You need a local advocate. If you are over 18, that can be anyone you choose: a friend, neighbor, former teacher, etc. If you don't have someone currently willing to help, the community can guide you toward finding someone.

    If you are under 18, it will need to be your parent, a government agency, or a lawyer. There are a lot of "official" options available, and the community can guide you toward them as well. If you are under 18 do not provide any specific details to anyone online. Nothing more personally identifiable than a zip code.

    More general advice: don't use DoorDash. NEVER use DoorDash. They are a complete ripoff. $50 on DoorDash will get you about 2 meals.

    • A case of HDRs on Amazon is $40, and provides 10 days worth of food.
    • A case of A-Pack rations is $48, and provides 12 meals.
    • Thanks for all the advice.

      • Do you want help getting out from between that rock and that hard place?

        If you're of age, I'd suggest adding your city/state to your initial post, so the community can direct you to specific resources. If you're in my area, for example, I have a sister who works for a local credit union. She would be happy to help you open an account.

        If you're underage, I'd suggest contacting the guidance counselors at your local public high school first, even if you're not a student. They can provide simple advocacy, and direct and assist you in finding the proper support. At the highest end, a "guardian ad litem" could be appointed. This is a lawyer, appointed by the state and free to you, who is charged with supporting your best interests, ahead of the interests of your parent(s). There is a wide range of support available between those two.

        If you want help, the community needs to know your general age and your city/state.

  • I'm sorry your dad sucks so much.

    Not trying to pry because it seems like this is more of a rant than asking advice but is the reason for not having a bank account a lack of transportation?

    If you're able, look into local credit unions, they will usually let you open a checking account and have a debit card with no minimum balance requirements or monthly fees

  • If you have access to a free virtual phone service like Google Voice, some but not all of these systems will allow you to use that number in registration. At the very least, it would allow you to call 211 and the United Way can help connect you with local resources.

    You can probably get by fine with a one of these virtual phone numbers for a bit, as long as you're usually in a place with WiFi, so the first priority should be on getting a valid ID. Many states will now allow you to renew or replace an expired or lost ID card online or by mail, you should double-check if either option could be viable for you.

28 comments