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99
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3 mo. ago

  • THIS. It's not only about income; it's income minus expenses.

    Budgeting was probably the most important financial tool/skill when I was living in poverty. And now that I'm in a more comfortable financial position, I still value budgeting quite a lot. It's great for preventing more money from creating more problems.

  • ...You assume that I haven't? I originally had to learn to budget when I was making less than minimum wage, to avoid homelessness. Budgeting can be even more important with less money.

  • Sadly, Americans are groomed at a young age to dive deep into debt early in life. It has become normalized for most of the population to carry some form of debt (credit cards and student loans are popular choices).

    Most people don't even bother making a budget — a task that only needs to be done once a month, and is easier now than ever, thanks to technology.

  • Thanks to web browser development, there has been quite a lot of focus/investment into JS runtime optimizations. Since the server-side runtime environments use those same JS engines, performance tends to be quite good.

  • That would make the house hot af where I am. (Or cold af in the winter time)

    Also, humidity levels would increase, not decrease, because the air conditioner dehumidifies.

    ...I suppose it's not hard to guess that I'm in southern US. People sometimes die if their A/C breaks during a heat wave.

    Fun fact: Florida used to be much less livable. Its population skyrocketed when air conditioning was invented.

  • Honestly, I might not be the best person to ask, as I'm not super familiar with the underlying details of either. But, from a high level, I'd say that Nostr is more decentralized.

    (I might get some of these details wrong, so hopefully someone can correct me.)

    I've seen people say that ActivityPub is decentralized, but I just don't quite see it. I think even email is more "decentralized" than AP. With email, your identity is tied to a domain name. If you own the domain name, then you can switch email servers/providers. AFAIK, with AP, your identity is tied to a server and domain name. So if the server is gone, then your account is too.

    With Nostr, you own your identity. It's not tied to a domain name or server. If a Nostr relay goes offline (or bans you, I suppose), you can continue using your account through other relays.

    I think most people use more than one relay on Nostr (that's the default setting in many Nostr clients). If one goes down, I'm not sure I'd even notice. You can add/remove relays from your client too.

    Nostr feels a bit more like p2p, in a way. More of the heavy lifting is done on the client than the servers/relays.

  • I heard that Proton email addresses have developed a reputation for often belonging to scammers and spammers. Do you know if any of your outgoing email has ended up in anyone's spam box?

  • send and receive mobile alerts via text message

    I hope this database of phone numbers, and all programs that connect to it, are secure.

    (Not that text messages are even secure, but a database is much easier to extract a complete list from.)

  • Dogs @lemmy.world

    I had to say goodbye to my closest companion today.