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  • Seems like a good time to start planning out that backup address, since you're housed and safe right now (I assume.) Hope your luck is better than mine, but much of this information I gained from the experience of resorting to backup-backup-backup plans. Good place to start is figuring out the cheapest place you could get a monthly lease in the areas you are familiar with. One of my friends just happened to have that info handy when I almost became homeless a few years ago, and being able to very quickly act on that info ended up saving me a few rough weeks.

  • It isn't a "claim that you need multiple addresses." Think critically about the problem. A person who has MH diagnosis or addiction diagnosis, and is also at risk of de-banking due to address instability needs to have a legal address they can prove access to. Proving you reside at an address is how you stop the process of de-banking. For people who are housing unstable, it is wise to have backup plans including two addresses.

  • it is pretty wild dude but I think some of the people resorting to sane washing are burned out by all the cable news / huff post / raw story kayfabe

    they see somebody pointing at a threat and instead of add that to their mental load, they'd rather shuffle it aside as panic bait or whatever

    i kinda get it

    my hope is that if their banks actually threaten them with this they remember "oh yeah, i've heard of this, it has something to do with my address getting challenged" and then maybe they can figure it out in time? then they don't have to deal with getting labelled like this and losing services.

  • I'm completely anti-crypto but that's not the topic.

    This is a warning about an angle of attack against people. I'm not advocating a product. My suggestions are to make sure you have trustworthy, legal access to multiple addresses should your housing become unstable, and to have diversified access to real banking services through both traditional banks and credit unions.

  • Ehhh you are correct but some people might think that having $15,000 or $25,000 USD on hand, active direct deposits going would be enough for them, no.

    You need to have "fuck you" money, like you need to be able to immediately buy an address to be immune to this. Many landlords will not rent to you without bank statements. You cannot buy property without an address unless you can do it in cash.

  • Indeed, part of protecting yourself is diversifying where you keep your money (even if you don't have a lot), and part of that answer is credit unions. Don't just assume in institution is okay just because they are a CU though, plenty of scum CUs.

  • You Should Know @lemmy.world

    YSK De-banking is often how the US first declares you "homeless"

  • Pure propaganda. "Make the people who don't believe in AI Genies sound like bigots, say they have slurs."

    You can tell when boomer americans try to make up something "the internet is doing" because it always sounds like some 1900s huckster shit they saw on TV between paint chip snacks

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    How does it make you feel when people use LLMs like search engines and then hand you extruded text as though it is factual? Have you seen IRL or just on boards?

    Comics @lemmy.blahaj.zone

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