As the bill is currently written, local and state law enforcement officers are not exempt from the insurance requirement.
Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.
Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.
"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.
Maybe i'm ok just being sued and having assests forfeited. Maybe im ok just forking over a shit ton of money.
Maybe, just maybe, i dont want to be thrown around by predatory insurance companies looking to wring me of my money for no productive reason (to my benefit)
Works out well for the offender, but not so much for the offended. If you have no insurance and insufficient assets, where does the rest come from to make the victim whole?