What are your "poor person" money life hacks?
What are your "poor person" money life hacks?
Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
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Don't take on debt if at all possible. If you use a credit card, try to pay it off each month. Don't get one with annual fees. Get one that has cash back not miles or points.
Learn to make your own coffee instead of buying Starbucks or whatever. A decent hand grind will last for a decade and cost around $50. A no name pour over dripper and filters are a cheap way to make coffee at home. Buy beans and keep them in an air tight container and they will be good for a month.
Learn to make your own coffee instead of buying Starbucks or whatever
Be warned, this habit can very easily form into a hobby that is more expensive than buying Starbucks every morning
I'm a coffee snob, but it's amazing how much a French press can do for making different kinds of coffee.
Now espresso, too rich for blood so far. Those machines are nuts.
I make my own instant coffee
Nice! How do you do that?
This is a recipe that my grandma taught my while she was still alive and I'll pass it on to my nonexistent children when they are old enough to drink coffee.
- Buy instant coffee
- Heat water
- Put instant coffee in cup
- Put hot water in cup.
Most poor folks can't afford a hobby.
A no name pour over dripper and filters are a cheap way to make coffee at home.
Moka, French, and Turkish give you better results, don't require disposable filters, are usually cheaper, and aside from Turkish don't require experience to make good coffee.
I do moka pot at home every weekend. I would argue that experience is needed to make good coffee. It is easy to make something undrinkable.
Other than that it comes down to personal preference. I believe manual pour over results in a better tasting cup of coffee.
Woah, the coffee one is billionaire-making advice! /S