I hate how everything requires you to download a shitty proprietary data harvesting app nowadays when everything can be done just fine without an app.
I have recently started a new position and am required to use an app that has three Facebook trackers, one of them being a Facebook location tracker according to Exodus App Privacy in order to get your food when it would literally work perfectly fine ordering to a real cashier or shit even a website rather than having to download an app.
I have also read many stories of people that live in apartments that require them to use a mobile app for god damn LAUNDRY. All you need, is a card reader, and it will work perfectly fine like it has been for the longest time.
Privacy concerns aside, it is just annoying that you need this app and that app and this app and that app and it just clutters space on your phone. Security concerns too as now they have all of this additional info on you online, such as your phone number your email your real name, instead of just your credit card info like a card reader would have. And I am willing to guarantee that their security model is absolute horseshit because they have such a small team of engineers working on the app and the servers.
All I can say it's the fault of marketing and the statement of "we want more information from our users, but we don't know exactly know what information to collect, so we collect everything possible in hopes to see some connection and predict what the user wants". I wish companies would actually ask the user what they want. Do users want to use their phone? Cool, make a nfc enabled card that can be added to the phone's wallets, and give users a portal to manage their funds if needed, no more app needed.