The D
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You know this one's dated because I'm pretty sure by today's standards having only a C: drive is quite unusual. Hard to find statistics on it but I'd wager most people have at least 2 storage devices, especially an SSD / HDD combo is pretty popular.
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Would such an SSD be reliable?
An intel 2TB (which is actually Solidgim) runs under $70. I sure hope it's reliable.
Samsung 970 EVO m.2 SSD for $181, Very high quality, reliable storage device.
That's not under $100 US.