For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done?
For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done?
Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!
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Idk? Boob job? Dental work? Extra set of arms? I wouldn’t know
It's the US, so dental isn't included
Wait, what? You guys are paying all that for insurance and it doesn't always include dental? Like the main reason I wanted to be on health insurance here in Canada was for dental and prescriptions. I've been on some of the crappiest insurance plans here and they all include dental.
Teeth are luxury bones.
Health, vision, and dental are all separate in the US.
It never counts dental😢. Dental industry is fighting like hell to stay separate. Our dentists want bigger cuts which is why they only cover 50%
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They're only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I've had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don't feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.
Man I live in a country with socialized healthcare and we don't get dental either. Or vision.
There are private insurance providers who offer both. But they ONLY offer services to employers and I've never had a company offer such a benefit. Because you don't need luxury bones to work and any employer who makes you work with a screen is already forced to cover up to some sum every year or every few years (I don't remember) spent on glasses. And there's little point in all the other coverage because it's already free.
I'm this close to starting my own company so I could offer myself dental...
Oh then get a quadruple bypass since you’re in America
Op asked for help, not to be murdered.
Of then they should probably get the fuck out of America. This place will kill you fast
I have hope, as long as we have Captain Lezbian to protect us
She lost to trump, dude.
Kinda feels like moving out of America ought to be covered by my health insurance, really