Don’t know who needs to hear this but I have seen variations of this story play out time and time again. Try and realize how much money it costs one of these companies over time when they pay out a disability claim and you will realize they are highly motivated to find a reason to get out of paying.
What I’m saying is that if you have a disability claim you should just assume that a private investigator is going to be checking up on you. Act accordingly.
She said she felt like someone was following her as she kept seeing a new car outside and she didn't know who it belonged to.
My sister who lives with her said she was crazy.
Surprise surprise, few months later she gets a letter with pictures of her sometimes leaving the house saying they did an investigation.
Since the pictures were mostly her limping heavily to take her service dog out to go to the bathroom it was fine.
But yeah its no joke, but makes sense. My mom has been on disability near 10 years, that's 400k+ in benefits paid out. Paying 2k for a private investigator only has to work a small percentage of the time to save money.
A lad I know was off on the sick with an injury for a while on full pay, played the game, turned up to his welfare interviews with his employer, complained that his injury was getting slowly better but still keeping him at home... and only got busted because he appeared in a photo in the paper having come second in a local half marathon.
Another boy I know who was on light work duties in the office because of a supposed back issue, got pulled in for a "meeting without biscuits" because he was spotted refereeing an ice hockey game one weekend by someone from the office.
Yes, your logic is pretty much spot on. Meetings that people are welcome at generally attract little sweeteners to make the meeting or conference more bearable - whether it's sandwiches, cakes, teas, coffees, or biscuits.
Generally, if you walk in to a room and nobody offers you a tea, coffee, or a biscuit - there's a reasonable chance that you're going to get your arse kicked for something.
If you don't mind me asking - have you not heard the phrase before because it's an expression you've not come across before, or is English a second language and it's meaning is implied rather than explicit? To me, your logical approach suggests the latter, and I'm asking out of sheer interest :)
I'm guessing reffing in hockey is pretty physical? Because I can see myself playing some light sports with a bad back, if I'm careful about my movements. But lifting heavy things or crawling into weird contortions for things like plumbing or auto work would be out.
The thing about physical injuries is that they don't cripple you 100% of the time, but are very prone to being set off. And people tend to take more risks in their leisure time, because, well, you want to do the things you enjoy and accept the large risk. I do not accept that risk for work if at all possible.
2nd in a marathon certainly speaks to great physical shape. But again, could be different muscles. A sensitive back isn't going to be debilitating for running in straight lines on paved surfaces.
My buddy broke his neck recently in a car accident. I warned him that no matter how tempting it is, he should not join any Christmas tree chucking competitions in the coming holiday season.
It's pretty unjust if that's the entire reason why she was denied. When you have permanent injuries there are days that you feel more capable than others. That doesn't mean you're not injured, it means that you're feeling more capable that day and probably have a strong desire to be normal and fully functional again, so you'll push yourself. There's a high probability that your exuberance will lead to lots of pain later.
Her claim was that she couldn't work or play with her kids for five years though. Tossing trees seems like a pretty excessive activity compared to some light playing with kids or light work.
Part of me does agree since I had terrible fatigue for a few years, some days were better than others so I understand wanting to do more when you feel better but if you're in the middle of a claim to pay out 650K then it may be better to know your limits. Especially for back and neck injuries. She could have played with her kids in that time instead which is what she was concerned about for the claim.
Nobody is talking about the fact that she won the competition. "I feel normal today" typically doesn't lead to winning tree throwing competitions, but that's a small sample set so maybe I'm wrong.
Happened to my mom as well, thing is my dad is an insurance adjuster, so he saw the lady taking photos of her cheering at a little league game and started taking photos back with his DSLR
Lady realized and was so flustered she left immediately