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Renters insurance is your friend. Might be a good idea to look into, it's cheap af and covers things like this.
Don't you have to pay a deductible with renters insurance?
$100 is less than $1000
Or just don't drop your shit
Shit happens
You do, but its generally a lot less than repairs or a new laptop. I'll give you my example.. My laptop is a 2021 Razer 14 The power port had a broken connector on the inside, and since the way it was made the port was part of the motherboard, the repairs for that power port were going to be over $1700 on a $2300 laptop.
Renters insurance was definitely the less painful option. Just one of those things that may only be useful on rare occasions, but when it is, it really is.
Interesting! I'm only familiar with home owners insurance and car insurance, and those are typically between $500-1000. Thanks for sharing your experience.