Just got engaged to my long term partner. We live with 2 other people and, with the way things are going, we will be married and still sharing accommodation because 2 full time jobs aren't enough to cover rent AND food.
My bootstraps can't be pulled any higher. I work 6 days a week and spend my Sunday working on my web design business to try make ends meet. Thank god I'm paying my landlords mortgage. I can't imagine how they're coping at the moment...
Depending on what your full time jobs are, have you looked at smaller cities? Sometimes housing is so much cheaper that it's worth it even if your salary is lower...
Moving from the city I was in to where I'm at now I've lost nothing as far as services are concerned and the same house sells for half the price and has a bigger lot...
I underestimate nothing, I did it six months ago, do you think I don't understand how stressful it can be? Either you take a risk or you are guaranteed to continue living the situation you hate, make a choice.