More than one-third of millennials believe they won’t get a dime of Social Security when they retire, so they’re taking matters into their own hands

Women's rights have been walked back, causing child rape victims to struggle to find abortions, to say nothing of women being forced to carry fetuses who will die upon birth. Trans rights are being shit on, to the point that gender affirming care is being denied to people even where it's legal. Taxes for the wealthy are too low. The middle class is rare to be in. Health insurance is insanely expensive and it's difficult to see a doctor even when you have it- emergency rooms will leave you waiting for 6 hours or more. We simultaneously have too many people, and too few children with a looming crisis of too many elderly. We have microplastics in the air, oceans, food, fetuses, everywhere. Housing is largely unaffordable across the globe. Homelessness is out of control. Massive, destructive wildfires are the new norm. Heatwaves are killing people. Migrants are clamouring to find new countries to live in (which will get worse due to climate change) causing all kinds of social frictions. The youth are anxious, depressed, and suicidal.

But please, tell me how things are good for people over all?

Like what specifically? Are you factoring in what things might look like in the coming decades? Or what things already look like for a majority of Americans?

I don’t care if I can get a 4k tv for $300 if I have no emergency fund, no retirement savings and can’t cope with a medical emergency (even with insurance).

Wealth redistribution isn't a ponzi scheme. Even if we do nothing to "fix" social security it will keep writing checks.

Your retirement plan activated automatically?

It has always been that way. More millennials than any previous generation are able to fund a good retirement is a large take away.

Many still are not funding a [good] retirement, but overall Millennials are better than their predecessors.

A 401k lets you make money on the part that would have otherwise gone to taxes. Can you show an example with numbers where paying tax up front comes out ahead of paying tax at the end?

And if you make enough to contribute to both a RothIRA and a 401k, you should do that and not pick one over the other.

Reference to Logan's Run. Life ends at a certain age so resources are never over consumed.

Capricorn15. Today is LastDay. It is time to renew at Carousel.

Edit: Sauce https://www.youtube.com/watch?v=4M2vx_RCwSs

From the movie Logan's Run. It's set in the post-Apocalyptic Future and was a way to control the Population. A crystal implanted in your hand would start blinking when you become 30. You then enter the Carousel and try to win your "Renewal", an extension on your life. If you tried to run away you become a "Runner" and they have a special force track you down and kill you. It's a good book and movie.

You think Mexico will be liveable by then? I had considered something like that, but I think climate change is going to make those places unlivable within the next 20 yrs.

If you need to live at 5% of current costs, you'll need go further down the oecd country list than Mexico.

That was my plan. Are... are we not doing rhat anymore?

Homes are expensive. Be nice to them so they don't wheelbarrow you off a cliff.

Because America is the world

Like when I'm going from my shift at my first job to my shift at my second job?

I've got some beans.

Yeah? How did you do that?

Where are you getting his income figures from?

If you haven't changed jobs in a few years, you can probably find another job with a raise that gets you 30k more in about 3 years.

"Everyone works in STEM"

Does this plan require good returns on investments? Cuz 15K × 20 years doesn't equal 500 to 700k. Isn't that how a lot of boomers got financially wrecked? Putting all their money into 401Ks or housing only to have them lose a ton of value every time there's a once in a lifetime financial crisis? Hopefully this doesn't sound sarcastic, they're honest questions.

There are agencies that act as intermediary for healthcare workers to pick up travel gigs. You sign up with the agency. Hospitals/laboratories/etc who need short term staffing solutions (laughs then sobs in COVID staffing shortage) reach out to agencies saying they need a nurse/medical assistant/medical laboratory scientist and the agency sends them the resumes of all their contract workers that are available. If the facility wants you, the agency contacts you to see if you want to take it.

Housing/living expenses are covered and you make BANK compared to the permanent employees (who may resent you for it). The travel pay and contracts are slowly returning to pre COVID levels but it was ludicrous for a while there. I did try to figure out a way to take a leave of absence from my job (don't want to lose that pension) so that I could pick up a travel gig. It was that lucrative. There's always a staff shortage in healthcare somewhere in the country.

There is potential for feast and famine so people doing it as their sole income need to plan for that or be willing to work in facilities that are a dumpster fire or in places that they wouldn't relocate to for permanent work. Most contract agencies don't offer benefits so that also needs to be planned for. Travelers usually make 2-3 times more per hour than permanent staff and have a separate allowance for living expenses so getting your own health insurance won't negate your earnings.