fiction vs. nonfiction

I get the feeling Tim Wentworth is not in it for the money. He just enjoys seeing people die.
- He looks like he's about to eat the photographers face off.
  
  He looks like the bad guy from Evil.
- holy shit yeah i can see it
- "Its your money and I want it now!"
- Disney Villain logic.
  Opposite of the Halo Effect, ugly people catch a disproportionate amount of flak.
- That look in his eyes tells me he has a torture dungeon in the basement of one of his mansions.

- He's hungry. Hungry for souls.
- That's an energy vampire if I've ever seen one.
  
  My favourite depiction of any kind of vampire. Love him so much.
- I've seen more realistic animatronics.

https://www.valuepenguin.com/health-insurance-claim-denials-and-appeals
Scroll down to see the denial rates. Number one denial reason: "Other"
- That's creativity.

Maybe a deck of cards is in order. Populated with the top excecs in US healthcare
- Someone already did this.
  It did not go well for them. AFAICT they were completely de-platformed everywhere, and the card processor for their online shop cancelled their account.
  
  Wow. It would be terrible if someone were to buy a bunch of decks of those cards and drop them around heavily populated areas where there are likely to be people displaced from their homes indirectly through corporate greed.
- This would sell well AND everyone would know what greedy murderers look like so they can stay safe.

Why the Walgreens' CEO has unsettling smile..? I feel molested.
- He's killed and he's about to do it again.
- Someone told them that a genuine smile can be seen in the eyes, so they tried to mimic a real person who isn't a phycopath and they couldn't do it. I personally can make a smile that invokes a true fear response, the secret is in the eyes, but I'm not a phycopath as I am capable of feeling emotions and empathy.

Superhero movie villains are usually people or entities trying to bring about social change. They never seem to be villains who encourage death inside the current status quo though.
- Interesting, and probably true. I wonder if theres a breakdown anywhere of villians goals.
  
  Good video essay on it: https://youtu.be/LpitmEnaYeU

Look at the diversity of that group!
- Yeah, two of them are white women rather than white men! /s
  
  Also, there's Tim.

Jesus Christ, Tim...
- He craves suffering

Only two women? We need more women in the soulless ghoul field💅💃
- If enough male CEOs get Luigi'd, eventually their replacements will bring equal gender representation.
  
  Is this what kids are calling Sigma grindset?

Tim Wentworth really looks like Leland Townsend (Michael Emerson)...

Wow that is quite a serious collection of i'm-dead-inside eyes. Guess you would have to be to consistently put selfish greed above all of human life.

Can a healthcare company CEO be a nice human ? Because for me the principle of the company is good I guess. i'm not american and most of our health expenses are handled by my country so I'm not USAn enough to understand.
- The way health insurance works is we (or more likely our employer) pay them, then when we go to the doctor they pay (some of) the bill. So, if you want to maximize profit as the insurer, you would find any way you can to not do the bill paying part.
  tldr, their job is to kill people for profit.
- It IS possible to have an ethical for profit health insurance company, but difficult.
  The ceo/board has an obligation to maximise profit for shareholders, there is such a thing as a "minority shareholder lawsuit" so even if you control 90% of the shares, if 10% of the shareholders decide that you arent acting to make them as much money as possible they can still sue. There are ways around this like having the companies mission statement be "95% of premiums will be paid out as customer claims." Or similar. Making their money by having a larger market share or by vertical integration.
  It could be done ethically, but it wont be.
- The ACA (Obamacare) requires that health insurance companies spend at minimum 80% of their revenue on paying out claims, meaning profit is only what's left over from the remaining 20% after all other operating costs are addressed. They also need to reserve a certain portion of money to be available at hand for claims in case they exceed revenue for a period, similar to a bank. So unfortunately even a nonprofit health insurance organization is going to have high costs to its members simply because medical expenses are so high in America.
- To achieve that level of wealth and maintain that kind of position, you must be willing to exploit people. It is a system that self-selects for the worst kinds of people that care about personal enrichment above everything else. It doesn't really matter how they treat people to their face.
- Yes, there are some not-for-profit healthcare organizations that make more money when members are healthy. This is the best model for people.

Another Brian?
- Witty is the CEO of UnitedHealth Group. Thompson was the CEO of UnitedHealth, a subsidiary of the UnitedHealth Group.
  It's all annoying and confusing by design.
  
  No, I mean a literal nother Brian. Brian Tyler. But yes, that too, in a more metaphorical sense.
- Took them a whole week to replace him. Got the new guy straight off the assembly line.

Gotta catch em all!

Why isn't Aetna on this list?
I guess CVSHealth is the same thing

Way to go Elevance Health and the Centene Corporation!!! Women 🙏Can 🙏Be 🙏Monsters 🙏Too!!!

Who is the guy in the top left between Freddy and Cobra Commander?
- Good question.
  But i noticed, and love, how God is there too lol
- from True Detective, I believe.
- The bad guy from S1 of True Detective maybe?

Go back and watch the original Hellraiser and you'll notice that Pinhead doesn't actually kill anyone.
Fairly certain Cobra Commander hasn't killed anyone either.

Could you add alt text to this? Thank you!

I don't see Luigi in the top.
- These are bad guys

None of these people look like they're normal or have a healthy mental state. Could be bias, sure, but something seriously seems off about all of them to me.

Lex Luthor can be close depending on the adaption.

Gail Boudreaux looks like Sandi Toksvig

I switched to a cheaper insurance plan this year. Not gonna bore with the details but I think I was doing the math wrong previous years and looking at the price of brand prescriptions instead of generic and it messed up my spreadsheets. Anyways, in the past copays have been pretty cheap for urgent care. I had testicle pain recently and went because I was worried it was torsion and there's only so many times I can read "if you don't get it fixed with 12 hours there's 50% chance to lose it" or whatever lol. It ended up being a UTI I think. But they had me come in for a follow-up. The follow-up was the same price as the initial visit just for them to basically say "yeah, you're fine if nothing else happened". That cost me ~$150. It's just infuriating. Like, I sort of get it, but it would've been so much better if they just told me only to come back if symptoms don't improve or ultrasound results showed something fishy.

You realize without health insurance companies more people would die, right? It would just be everyone only getting the care they alone can afford without insurance.
- First world countries have this thing called universal healthcare for their citizens.
  
  Then the murderers would be the voters who consistently choose this system.
- Incorrect, a healthcare system does not require for-profit insurance companies to serve the health needs of it's members.
  I assume you made your comment out of ignorance and not as an attempt to spread misinformation. Check out the single payer model as an example of a full healthcare system that does not utilize for-profit insurance.
  
  Alright but you also don't have to use the for-profit coverage if you don't want to. Maybe instead of organizing impotent murders we should be organizing nonprofit and cooperative healthcare coverage businesses.
- Yeah, I'm so glad that we have health insurance companies to take our money first, then deny our claims so that we can die poor.
  
  They approve more than they deny by far. The worst example would is probably UHC and even they only denied between 18-32% depending on who you ask.
  And, very few people apparently know this, but you can and should appeal those coverage denials.
  By the numbers, health insurance allows more people to get coverage than without, and therefor are a net positive.
  I'm an advocate for singlepayer, I don't think health insurance companies should exist, but if we don't convince citizens to vote differently then we're not going to accomplish any good at all by killing some expendable erectile dysfunctional suits.
- That’s an astonishingly ignorant statement that assumes health insurance provides any care, or that insurance is the only way for people to afford care. Willfully ignorant, perhaps, because anyone who has paid attention over the last decade would have heard this discussed if they weren’t living under a rock.
  Insurances are middlemen extracting money from you on the chance you might get ill or need care, and then decide whether or not your illness is worth the trouble of giving you any of your own money back to cover it.
  We did fine without widespread medical insurance 50 years ago. Many countries do fine with single-payer care - in fact most of them besides the US do. And many of those countries have better overall health than Americans do and pay less to enjoy it.
  
  I hope you take your chances
- How many would die if our health care system wasn’t designed to deny claims, didn’t insert paperwork, process and overhead, didn’t incorporate huge profiteering opportunities? How many would die if everyone were covered? How many would die if coverage were a medical decision instead of medical decisions forced by affordability? How many would die if there were no need for medical debt and bankruptcy?
  
  Idk why dont we design our healthcare that way? I've been voting to do that every election my adult life and the rest of you are masturbating to murder as if it somehow promotes the idea.
- lol. lmao even
- Dude seriously eat shit, then file a claim for the results of your meal.