Wage theft (AKA: surplus value) is what makes them rich.

Do you think banks should exist?
- Sure, central national banks that are publicly owned should exist.
  
  But not private loaning? Should the government charge interest on their investment?
  
  What about Credit Unions? They’re cooperatives owned by the members. Despite not having a handful of shareholders collecting profits, they’re usually not that much different than dealing with a bank. Services and rates are usually pretty comparable.

You again! Do you post more tame content on lemmy.ml and keep the bonkers on lemmygrad? If so, that's appreciated.
- If by tame you mean content that doesn't make libs here foam at the mouth then sure.

Here’s a secret I wish someone had told me:
Start a company. It’s really not that hard, and even if you fail, you will be seen as more valuable than you were before you started the company.
Come up with a good idea. There are a million of them.
Read books on startups.
Learn to pitch investors. Investors actually want ideas from young people because they know that sometimes they have a better idea of the zeitgeist. They also will help you because they were once young and want to pass on the help. Really.
Build your company.
Again, you may fail, but even if you do you will now be the CEO/founder of a company, which is worth way more than an average grad. You will learn a ton in the process and make a lot of useful connections.
Seriously - best career advice out there.
- You'd also need a lot of your own money and time to invest to get a proof of concept to present. Plus, something like 90% of startups fail, so you're probably going to be out a load of money and time.
  
  You can do it on your evenings and weekends. I realize people think I’m being elitist, but that was the point of my post - way more people could do it than think they can.
  And failure is not the huge disaster in startups that people think. Even successful entrepreneurs have failures. Also, even running a failed startup elevates you to management if you go work at a big company.
- I think you forgot a few steps such as have connections with rich investors, and having the time to devote to developing your idea into a business. If you're born poor, then statistically speaking you're never going to get the opportunity to even try to start a business because you're going to be too busy making sure you have food to eat and you can put a roof over your head. In US, your zip code is a good predictor of your success because early opportunities play a big role. Rich kids get far more of them than poor ones.
  
  My point is that rich kids get funded partly because they are rich and have connections, but also because people tell them they can do it.
  Almost all investors will accept emails with pitches. You can build a pitch on nights and weekends while holding down a full time job.
  I am just trying to encourage people to realize it’s more possible than they think because I wish people had told me that.