I decided to stick with the stock cooler for now, if I need to upgrade later then I will. I was going to downgrade the CPU to the 5600 as recommended to save some money, but the prime day sale kicked in and the X ended up being cheaper. I also switched to the 980 Pro rather than the Evo 970, once again courtesy of our capitalist overlord's Bezos day. I managed to snag a new RX 6700 XT for $310 on Amazon a few days ago, but it's shipping from Portugal so we'll see if that sticks.
Really appreciate all the advice, yall made it a lot less intimidating.
It looks solid, but an AM5 build will have more longevity for the board and ram. Itll cost a bit more now, but I was able to find something similar to what you have now on AM5 and still under 1,000
One option to consider if you want to save on am AM4 build would be to get used from people that are upgrading to AM5. I wouldn't really recommend AM4 for a new build. But good luck!