Paypal vs. Credit Card vs. Klarna
Hi, nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.
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I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
As far as obfuscating your purchase history, that's kind of part of the territory. That information will always be available to your banking institution and if so facto, the government...
I would use this more if I could use a credit card instead of a bank account. How easy are chargebacks on privacy? Ease of chargebacks is a major reason I use cc over debit (also points, which I think using privacy might affect).
As for the "ease" I have no idea. I've never needed to do it. If you need the consumer protections to feel safe, then just use your credit card.
unfortunately they are only available in the US
Revolut is similar
It recently was in the news for refusing to work on degoogled mobile OSes, and the website is not fully-functional compared to the app.
Revolut works fine on CalyxOS.
Which jurisdictions are you looking to support this?
EU
if so facto, ...
Speech to text. 🤷♂️
I've used them and had a lot of trouble getting their cards to be accepted by online merchants
Because of US financial laws the virtual card numbers are prefixed as prepaid cards. So in certain situations you're going to have friction where the merchant you're dealing with isn't able to, or can't use prepaid cards.
They require an amount of personal info that I don't really want a company to have.
You understand that you have the freedom to....not use their services, right?
Yep, that is what I did. It just seems ironic that a company that sells the service of protecting your privacy wants to violate your privacy in order to do it.
Not only is this ad hominem (calling a person "too stupid to look up the moderators" is not relevant to whether the research they did is valuable, the two are independent and you're addressing (incorrectly perceived) personal characteristics rather than flaws in an argument) but also, friend, you're telling on yourself. Spam is a legitimate concern in this and every online community. Nicole is a known spambot. You spammed your own community as a moderator. Apparently as a joke that most people seem to have gotten. Your response is basically [I'm the mod here, I can do whatever the fuck I want]. And no, you can't. Contrary to what you might think, this isn't your community. You are just currently (actually, looking at the mod list for this community that seems to be formerly) one of the people responsible for facilitating the dialogue this community is, in principle at least, trying to foster.
A joke is one thing, but coming out of the gate hot like this calling people "stupid insipid cows" because they reported nicole spam is... unempathetic and tends to suggest a power trip. In other words, "Be nice :)" applies to you, too.