What is your internet service plan?
How much do you pay? How fast are your your real world speeds? Where are you located?
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My internet is shit but it's cheap. 19 usd a month for 40mbps down and 5 up. It's cheap enough that I can't complain really.
40 is fine. You can stream HD content with that. Unless you're downloading a lot of big files, speed is highly over rated. It's more important to be reliable. I'd rather pay $19 for 40 than $70 for 500.