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So I’d make a few bucks in interest off it. I’d rather give it to them for a nice little payday around March and to not have the stress of trying to hit close to zero without owing.
Yep! You're making pennies on bank interest. Dial in your W4 tight if you wish, but the feds aren't getting much over on ya.
With my current bank, my return would have gotten me nearly $100 in interest over the last year.
I’m calling BS on that. You would have had to have a $20,000 return at 5% interest to get $1,000 in interest.
Yup. Folks seems to be oblivious to the fact that increased interest rates mean savings accounts are pretty decent these days if you shop around. I'm getting 4.5% in a high interest savings account which would've unthinkable a few years ago.