What are your "poor person" money life hacks?

Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

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Ride PT when possible. If you are poor, chances are you can get a concession card or even entirely free travel card.
- Our PT system (Melbourne Australia) is privately owned and costs $5 each way. Consider not paying and paying a fine if caught - it often works out cheaper. Fines are $200, and I've only had my ticket checked maybe 4 times in 6 years. Odds are good!
  
  Arent there any monthly/yearly tickets?

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