If as myself, i'll try to stay away from the US portion of Earth. They get attacked a lot.
If as my character, I guess i'll just have to make a Captain's Log noting this strange phenomenon before giving the order to warp towards my next mission for Starfleet.
Life in Star Trek is easier than most, if you're in the right place.
As myself, not at first unless impossible to avoid. Eventually though, probably yes.
As my character, definitely.
I'd also regularly make a clone and store it somewhere safe as backup, because there are a thousand ways to die in space and i doubt to be special enough and avoid them all.
Technically, we already are. I don't know the conversion rate, but most of the body is being replaced by new cells constantly. So using the transporter would mostly be just changing to a new set of cells.
But i'm rather attached to my own, homegrown cells. Feels cozier.