How do you deal with being broke?
How do you deal with being broke?
I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
You're viewing a single thread.
I realized that paying rent was like throwing money into a bottomless pit. Obviously buying a house was out of the question so I bought a used RV and moved into that. I added solar panels and all the VanLife type stuff and now my biggest expense is for the storage unit I put all my stuff in. No more rent, no power, water or most other bills. StarLink is expensive but with all the other expenses eliminated it's not bad at all.
But what about an address? No address, no bank account. No bank account, no job. Or can you get paid another way in the US?
Most places you can request general delivery to a local post office, or rent a PO box
I'm not talking about deliveries. You need to have an address for a bank account in the UK.
Permanently Deleted
General Delivery is a term for when you don't have a street adress here in Canada, so you still get your mail from somewhere (I'm not talking Amazon "Delivery".) So when my friend moved to a new province and was living out of a van he contacts a local office and sets up General Delivery, his address was Dude c/o Post Office Address General Delivery. They hold it till you pick up your mail. You give this to the bank or anyone that needs a mailing address. We also have rural communities with PO Boxes at a main PO, and you can rent one. A PO box is all i had as a youth and opened government and bank accounts with it. UK must have something similar no?
I have an account now, if I go disappear my account doesn't just vanish
There are services for that. I have an address that can scan/forward mail. Packages are also accepted. I use this address for everything.
Where did you park it?
A storage unit is rent. RVs require maintenance and resources similar to a house.
Permanently Deleted
Also you can do maintenance the dirty way because you're probably going to write off the RV/trailer over time, while with a house you want to do it the proper way in order to be able to sell it.
Both true, but storage rent is far cheaper. As for maintenance, I'm far more handy than the average joe so YMMV.
I want to do this. Do you use a gym for showers? The lack of running water is one thing that is making me hesitate.
My RV holds 40 gallons and has a shower. But yeah, many people do a gym membership for showers. Planet Fitness is like 20 bucks a month.