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Wait so he has to pull his money out if the game comes out and he actually gets charged for it? If he waits too late then he has to buy it and gamestop gets a cut if he returns it.
I'm pretty sure the purchase only goes through if you go instore to buy it at release time
Otherwise they'll release the stock held for you and refund your deposit
So OP is actually a genius. Except if you put money in a bank, it grows some money. Also it's insured, I wonder how stringent the protections are if GameStop was to go bankrupt and take the money with them.
There's none. They would owe him money, so he'd have to get in line with all the other creditors to request that the court prioritize his debt over someone else's.
No, he's stupid. Gamestop could change their policies at any time making deposit refunds store credit only. Gamestop could go under and he wouldn't be FDIC covered. Can't emphasize enough the store credit policy switch which they'd do just in response to him.