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Currently reading The Wandering Inn, a fantasy web serial.
It's really hard to communicate just how good it is, because the synopsis sounds very much like a million really bad books.
It's set in a fantasy universe where RPG things like levels and classes and skills are all real... And humans from Earth start appearing in this world for reasons unknown.
Told you it sounds like a bunch of other (bad) books. I promise it's great though. The writing goes hard. Characters are distinct and feel fleshed out, and the author isn't afraid to kill off a character you like - or to give you sympathy for the devil.
It's a long series, but it's never been dull. And if you don't believe me (fair, you hardly know me), it was also the highest-grossing serial on Patreon for long time. I still pay my monthly due just to get access to the latest chapter a few days early.
The whole thing is available online for free (barring the latest chapter delayed for a few days).
Start here. Have fun!
Dungeon Crawler Carl is damn good if you like those kind of books. The Mayor of Noobtown series is also pretty good.
I came to the comments specifically to see if someone mentioned this series. It really is an impressive story.
Is it a pre-existing simulated world that runs for a long time to establish backstory before the players enter?
Without going into detail: No - it's much more interesting than that.