For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done?
Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!
Ew, i'm not even surprised, this seems to be trend in all capitalist countries, in Poland dentistry also went to shit after 1989 and even worse after 1999 healthcare reform.
The dental insurance plans available in the US are basically a scam for adults because they have an annual maximum of $1-2k. You have to get a lot of cleanings before you even break even with the premium, and if something major happens you're basically not even covered.
IMO you may as well just have that $1-2k saved up yourself and pay for your own dental appointments.
They have their own, extra shitty, Vision Insurance. It’s really only good for covering your eye exam every year. Now if you need ocular surgery or something, that’s when your health insurance would come into play.